• Renaissance Plaza, Haile Selassie Road, Dar es Salaam
  • +255 748 677 688
  • info@lrb.co.tz
Welcome To LIGHTHOUSE INSURANCE BROKERS

Independent Insurance Advisory & Claims Advocacy

Our Services

Insurance Brokerage Services & Solutions

We act as your broker and risk advisor, structuring fit-for-purpose insurance programs, negotiating competitive terms, and supporting claims from notification to settlement.

Risk Identification

We assess operational, financial, legal, and reputational exposures to define your insurance priorities.

Program Structuring

We design cost-effective cover combinations, limits, deductibles, and policy terms aligned to your risk appetite.

Risk Placement

We place risks with reputable TIRA-approved insurers based on capacity, reliability, and claims performance.

Terms Negotiation

We negotiate premiums, deductibles, clauses, and service commitments to secure value for money.

Claims Support

We provide end-to-end claims assistance, from documentation and liaison to fair settlement advocacy.

Coverage Review

We identify policy gaps, overlaps, and underinsurance before they become costly.

Renewal Strategy

We run renewal reviews to improve terms, maintain compliance, and control total risk cost.

About LIGHTHOUSE INSURANCE BROKERS

TIRA-Licensed Brokerage Protecting Tanzania Business & Individuals

We provide independent insurance advisory, risk assessment, program structuring, market placement with approved insurers, policy servicing, and claims advocacy throughout the insurance lifecycle.

20+ Classes Arranged
Motor Fleet Experts
Claims Advocacy
TIRA Licensed
Our Services

Our Core Brokerage Services

Our service model combines technical insurance expertise, local market knowledge, and responsive claims coordination.

Insurance Advisory & Placement

Risk identification, needs assessment, and insurance program design.

Risk Placement Execution

Submission preparation and placement with approved insurers.

Negotiation of Terms

Premium, deductible, clause, and coverage extension negotiation.

Policy Administration

Documentation follow-up, endorsements, renewals, and portfolio review.

Claims Notification Support

Timely reporting, document checklists, and claim file quality control.

Settlement Advocacy

Liaison with insurers, adjusters, and surveyors through final settlement.

Our Services

Our Broking Approach

Our approach follows best practice: understand exposures, assess risk, structure covers, place with sound insurers, and provide ongoing support.
01

Understand Operations

We review operations, assets, contracts, and locations to map key exposures.

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02

Assess Risk Severity

We evaluate frequency, impact, and claims history to prioritize protection.

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03

Design Solutions

We structure cost-effective insurance programs aligned to business goals.

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04

Place with Sound Insurers

We secure capacity from reputable markets with proven claims reliability.

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05

Advocate in Claims

We coordinate all claim stakeholders and protect client interests.

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06

Review & Improve

We run periodic portfolio reviews and advisory on emerging risks.

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16+

Insurance Classes Arranged

100%

Client-Centric Commitment

1

Licensed Brokerage Team

24/7

Claims Support Readiness

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Request Risk Advisory And Insurance Support

Tell us about your operations and exposures. We will guide you on suitable covers, terms, and placement options.

Individual & SME Advisory

Tailored support for personal lines and growing businesses.

Corporate Advisory

Structured risk and insurance solutions for institutions and enterprises.

FAQ

Frequently Asked Questions

Yes. Lighthouse Insurance Brokers Ltd is licensed and regulated by the Tanzania Insurance Regulatory Authority (TIRA) and operates in compliance with applicable laws and guidelines.

We support notification, documentation, coordination with insurers and adjusters, and settlement follow-up until the claim is finalized.

We arrange cover across general, motor, engineering, liability, specialty, bonds and guarantees, travel, and marine cargo classes.

Need Independent Insurance Advice? Contact Us

What Clients Say About Lighthouse Insurance Brokers

Lighthouse has been responsive and transparent throughout our policy period. Their team helped us close coverage gaps and negotiate practical terms that fit our operations.

Corporate Client

Operations Director
Their claims support was outstanding. From first notification to final settlement, we received regular updates and clear guidance at every step.

SME Client

Managing Director
We value their independent advisory approach and market knowledge. Lighthouse consistently recommends solutions that balance protection, cost, and compliance.

Institutional Client

Finance Manager
Our Team

Experienced Leadership & Account Teams

Lead Insurance Broker

Risk advisory & placement

Senior Claims Liaison

Notification & settlement support

Corporate & Commercial Lead

Program design & renewals

Technical & Specialty Advisor

Engineering, marine & liability

Compliance & Documentation

Policy admin & regulatory alignment
Latest Blog

Insights & Risk Updates For Better Decisions

Stay updated with practical guidance on insurance, risk management, claims readiness, and regulatory developments.
12 Aug,2022

How to prepare complete claims documentation

A practical checklist for evidence, forms, and timelines so your claim is assessed without avoidable delays.

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12 Aug,2022

Avoiding underinsurance: common mistakes to review

Why sums insured, limits, and extensions must match real exposure—and how we help you spot gaps early.

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12 Aug,2022

Choosing deductibles and limits for your risk profile

Balancing premium, cashflow, and retention so your program stays affordable and still responds when you need it.

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12 Aug,2022

What to expect during insurer and loss adjuster surveys

How surveys support underwriting and claims—and how your broker coordinates access, information, and follow-up.

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12 Aug,2022

Insurance classes every growing SME should consider

From assets and liability to goods in transit—core covers that scale with operations and contractual needs.

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