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Insights & updates

Practical articles on risk, insurance placement, claims, and regulation in Tanzania—from Lighthouse Insurance Brokers Ltd. Browse topics below or contact us for advice tailored to your business or personal needs.

A practical checklist for evidence, forms, and timelines so your claim is assessed without avoidable delays.
Why sums insured and limits must match real exposure—and how brokers help you spot gaps before a loss.
Balancing premium, cashflow, and retention so your programme stays affordable when you need to claim.
How surveys support underwriting and claims—and how your broker coordinates access and information.
From assets and liability to goods in transit—core covers that scale with operations and contracts.
A short overview of why licensed brokers and insurers matter for compliant cover in Tanzania.
Incoterms, transit risks, and how brokers structure cargo cover with the right limits and extensions.
Why an annual portfolio review beats auto-renewal—and what your broker should challenge each cycle.
Public, employer, and professional indemnity: aligning cover with contracts and project delivery.